FROM THE FOUNDER AND CHIEF RAINMAKER OF TIMEBASEDMONEY

Dear TimeBasedMoney Client-Owner,

Please allow me to introduce my company and explain why you should invest in my vision of a better future. TimeBasedMoney is a money changer. But a revolutionary money changer that works for you because we issue our money directly to you. We cut out the bankers because we are hijacking their profits. After you give us the honor of spending your time with our company/community, then you get compensated. But not with just plain money, where’s the fun or challenge in that? You deserve a better default medium of exchange. We pay you with common sense money: Schollars.

Schollars are TimeBasedMoney’s earth-shattering digital time-based currency that combines the convenience of fiat money with the benefits of cryptocurrency. The money isn’t invented by bankers, thoughtlessly printed from machines, or mined by robots. Its value and supply aren’t controlled and manipulated by central banks. Our money is minted at its creation from spent human time. Schollars originate from your dedication and cooperation. Their binary existence is pegged to yours. Finally… The banks are dead.

To encourage you to make even more money for TimeBasedMoney and to help bring along its worldwide adoption, I have decided that the profits from Schollars must be shared with its creators, by issuing back dividends when our company/community is profitable. There is a 2.5% cost per Schollar issued that is dedicated to funding our company/community, we are guaranteed to earn revenue every time we issue a Schollar. To make earning fresh money with us an even greater incentive, 5% of additional revenue from each Schollar created is dedicated to auto-funding a self-managed investment account for projects with at least a 100-year lifespan. Think research, long-standing infrastructure, space exploration. To thank you for your faith in Schollars as your chosen monopolistic monetary medium of exchange, we still compensate you 100% for your time. We do this all through the power of disinterest, interest’s non-evil twin.

After paying you, TimeBasedMoney isn’t interested in tricking you or taxing it to get it back, that’s infernal. It is in our interest that you spend those hard-earned Schollars elsewhere, hopefully with businesses that want you to live longer and/or live happier. We want you to enjoy the fruits of labor. This will incentivize you to come back to work for TimeBasedMoney and exchange more of your productive time earning fresh Schollars. Your past spent time pays you in full for Schollars, funds the present company/community, and auto-invests for a better future. I don’t want you to feel less than or even whole, I want you to become greater. Schollars are intelligently designed to be WIN + WIN + WIN money.

I am so confident in the supremacy of Schollars over all other currencies that I won’t even allow them to work for any other currency. I’m not motivated by money changing. I am motivated by bankrupting all the other money changers and extracting greater value for my investors. I am not in business to strengthen my competitors. I’m in business to destroy my competition: debt. TimeBasedMoney increases the value of our shareholders, not make bankers wealthier. Since the US dollar is debt-based and is the reserve currency of the world, I decided that is my prey. They rigged the game by allowing the government to endlessly print money and then allow bankers to magically make 1 dollar into 10 dollars, plus make interest revenue. The only way to beat the dollar is to not even compete with it, that’s what I am doing.

Fiat money has to change if they want to do business with Schollars. This is a short-term strategic decision. It’s not arrogance, it is about TimeBasedMoney’s steadfast belief in fairness and access to earn capital for all. Besides, I’m super-competitive and I have made it my mission to not just defeat debt-based fiat money but also to wipe the world of its debt and banish it from existence. I have faith in my long-term vision, and I need your investment to make this happen. If Schollars worked for dollars, there might be a ripple of change and we’d see some improvements, but that’s a risk I don’t see worth taking. There’s too much at stake to settle for half-measures. We need to make a world of difference. I want to make this planet shake. We’ve been shook down and uncompensated for our cooperation for too long. I am trying to shake this flat champagne bottle of life and this is a once-in-time opportunity to start humankind new. David versus Goliath didn’t end with David surrendering and going to work for Goliath. He prepared, he used a new weapon, then he he took off Goliath’s head.

TimeBasedMoney is the new input to further fuel the transformative megatrends that are taking place. These significant and powerful forces are changing the balance of power between individuals, businesses, government, and society. I’ve read the tea leaves, the world is stirring for something to happen... All we need is time.

These are the megatrends that TimeBasedMoney is betting on:

AGING POPULATIONS Major nations are entering the Super Age, these debt-based economies with aging populations are bracing for pain. Society must shift away from relying on young people to pay for older people, and need their elderly population to contribute to the economy.

DECARBONIZATION: Decarbonization has so many investment opportunities; unsustainable industries will be adversely affected but now is their time to adapt. Organizations will continue going towards net-zero. The ambition is there, but need more motivation and innovation to make it happen sooner.

BLOCKCHAIN Non debt-based money will continue to explode but intertwine with politicians. Blockchain technology will further expedite and secure transactions. Cryptocurrency is proof that effective money doesn’t need to have bankers.

CLIMATE CRISIS The climate crisis presents an opportunity to create millions of good-paying, middle-class, union jobs. Citizens will continue to demand that our planet be better-taken care of. It is not too late to save it, but time is running out.

SPACE PIONEERING There is a growing commercial space industry, it is compelling to top talent, and it is humanity’s most important long-term goal.

WORKER EMPOWERMENT Workers are demanding more flexibility, remote work, more pay, better treatment from employers, and more work-life balance. Work must be re-thought, not just reshuffled.

POLITICAL UNREST No better way to say this: we the people are pissed off and want significant changes to the political system. Authority is growing more unpopular. People are becoming exasperated with this reality, only heightened by the freedoms found within virtual realities, gaming, and web3.

EDUCATION AND STUDENT DEBT Education has its own megatrends related to funding, employment, and virtual classrooms. America’s looming student debt crisis is only compounding more interest.

MODERN DAY DIGITAL DISRUPTIONS Any day now, an innovation can come along and change the way we live. More jobs will be displaced because of automation. AI and robots will do more tasks and jobs of humans because their costs are going down and it will become more economical to replace human wages. These replaced humans will have more available time.

DE&I AND FIGHTING VAST INEQUALITY The common sense behind the diversity, equity, and inclusion movement is infectious and will be significant to every individual. It is not enough to be equal with each other, but there will be a growing demand for equity in the organizations that represent us. The citizens of the world want to participate and not be dictated to.

INTERNET OF THINGS The internet is improving appliances and home security, there will be innovations that find new methods of improving how bodies run and are secured. The Internet is increasingly becoming an essential part of our existence, it is improving our environment and will be a greater too tool to improve ourselves, and the Internet of Humans will further emerge.

HEALTHCARE The aging population will further strain, but also further emphasize the importance of healthcare. Hospitals will be pressured, but more emphasis needs to be placed for the prevention and avoidance of medical treatment. Money will continue to play a role in staffing and patient affordability. Taking better care of humans through improving technology will continue to be critical. Even more so as the value of being a human being rises, even if that value is rising only due to inflation.

HOPE Despite how bad things look now, humankind will continue to fight to solve problems and innovations. World peace is a goal worth working towards. Humankind isn’t doomed because we won’t give up.

BEYOND TRENDS: THERE ARE 2 IMMUTABLE FACTS

Aging is compulsory. Each of us is getting older with every tick of the clock. I bet big on sure things. The individual is aging, and probably wants to live longer and better? That core principle is the basis of my company. TimeBasedMoney monetizes and shared-profitizes aging.

The Sun is going to die. Humankind must diversify our market.

More details are in my book(s). I hope to pay you to read them soon.

Interested in investing?

If you are alive then you already are an investor in TimeBasedMoney. We’ve already monetized and profitized your past, there’s a buyout waiting for you—but your neighbor needs to accept it too. We follow the Golden Rule.

The best way to invest in TimeBasedMoney is to promote our existence. TimeBasedMoney and Schollars need to reach a tipping point of attention. Read my book(s), please. Contact your political representatives and demand Schollars replace their debt-based fiat money, and demand the freedom of access to default on-demand employment through lifelong learning. Remember, the government isn’t your boss. Government works for you, you are their client-owner and competition is good for your government.

TimeBasedMoney’s Schollars will never be convertible or exchangeable with US dollars or any other debt-based currency. Let’s overwrite some new rules so we can start to make an everlasting lifetime of money together.

Since I am giving ownership of TimeBasedMoney to its clients, which be American Citizen Kings of Servant Government USAv2.o Meritocracy Democracy… then what is my real ask here? I am looking for people like me. I am looking for pioneers. I am looking for rebels. I am looking change agents. I am looking for anyone who will join me in humankind’s endless fight against impossibility.

PIONEERS FOREVER WANTED.

WORLD PEACE AND PROSPERITY FOR ALL ON EARTH…
THEN SPACEWARD HO!

Sincerely,

Jeffrey

created: Feb, 2022
updated: 7.12.2023