Time’s Up for Our Status Quo

Default and On-Demand Virtual Employment by Lifelong Learning

Maximum employment and promoting a productive economy are the purposes of a central bank, with a 2% year-over-year goal to devalue our money. Dollars were first invented out of thin air and then legally multiplied by privileged bankers as their source of revenue which empowers them to allocate capital to what will be most profitable for them. The Federal Reserve, the banker’s bank, kicks up to the US, but not enough to dent the national debt, the greatest threat to America, and its compounding interest, but most of its revenue comes from the employment of citizens. Primary education is compulsory, but federally-backed loans are available because higher education is a critical investment for the economy. Americans are mostly hourly workers, salaried workers trade variable time for fixed pay. Everyone trades their time for money; human life is monetized. 21% of American workers work from home, biggest factor for the ability for telework is increased education. The US Federal Government is the largest employer in the world, some workers have lifetime employment. Politicians decide the default rate of pay. Huge huge amounts of government revenue pays direct benefits to millions of people that are low-income. Old people are so valuable that the workforce sacrifices 6.2.% of their income, employer matched, so that old people don’t work. Advertising is a growing industry that auctions off attention, but websites offer to pay them to watch ads and take surveys. There is subsidized internet for poor citizens because it is an essential service for virtual work, virtual classrooms, and health care. Decarbonization is predicted to be an unprecedented investment opportunity. Citizens following laws get nothing for good behavior even though civilization and the economy depends on their cooperation, but violating laws gets them punished by taking away their time, which is an entire industry. Central bank digital money is currently being researched and developed. The rules of the old game are that nothing is free, but money is first and human time is secondary. We live in a functioning but frustrating world, like a flat bottle of champagne…

Now it’s time to shake up this flat champagne bottle we are living in, start innovating and break some rules: human time first, money second.

The free market has come up with something better, sponsored by the Golden Rule. Solutions start by changing the answer to “Where does money come from?” TimeBasedMoney has better way to earn money. Money must stop being created from credit’s hot air and distributed by bankers while the government needs to get its nose out of transferring wealth. Human life is precious, it should be more profitable for the person living it?

Imagine having the self-reliance and freedom of permanently offered employment with the ability to choose whenever and wherever you want to clock in and clock out. Work at your leisure. You will have the right to exchange your time for eduployment and receive payment in fresh cash, just provide your own attention and have internet service. Your base wage starts at your age. Default eduployment is ingenious because work solves problems and education is the most powerful investment. The internet allows for compensable and trackable learning to occur anywhere and any time of the day. The internet is such an economic powerhouse and so transformative that you should be paid to use it. Default virtual employment is how to achieve maximum employment, the learner gets paid and experts get paid to teach. Compensable on-demand lifelong learning isn’t just work from home, it’s work from anywhere. Work from home is a convenience but the option to work from anywhere and at anytime will be transformative. This is the sustainable and purpose-driven job creator that paves the road for a more intelligent and wider talent pool to drive on in their Pursuit of Happiness. No more trickling down dew drops off a banker’s brow, this ever-growing-smarter workforce will be the basis for a rising floor but uncapped true market-based economy, courtesy of the upflowing current from its base contributors.

Occupy your time in the occupation of lifelong learner on the Pursuit of Intelligence. The resulting economy will be built on the concrete foundation of incentivizing the enhancement and extension of human lives, no longer built on fears of poverty and joblessness and sliding into the quicksand of promises to pay back later. Artificial intelligence, virtual realities, and robots are servants for humans, not replacements. Changing from a debt-based to human life-based economy requiring new and older humans will hockey stick prosperity, generating greater risk-taking, innovating, and pioneering. In a reality where everyone is perpetually offered the career of making themselves smarter then shouldn’t the supply of poverty and demand for crime shrink?

The second most valuable lesson for a human being to learn is that everything is made up. Nothing can’t be changed, amended, convened, or just plain overturned. Humanity reserves the right to start anew, TimeBasedMoney is here to serve. The 24 hours in a day that each of us possess is the only limitation to accept.

Income Tax Replaced With Dividends Back?

Central banks are automatically guaranteed revenue and insanely profitable, and instruments of their government. Public infrastructure, services, and protections require funding. Taxes suck because they are disincentive and cannot be fairly or equally administered, and make everything more expensive. Public expenditure should be funded without punishing and disincentivizing citizens and organizations for being honest, productive, and profitable. TimeBasedMoney will use its revenue to fund our community.

What if taxes could be replaced with dividends? TimeBasedMoney is a central bank that will be so profitable issuing fresh money that we have no interest in taxing money when it is exchanged in the free market.

If TimeBasedMoney is profitable, it issues dividends back to its client-owners. If TimeBasedMoney isn’t profitable, then we aren’t paying you enough! This new economy is powered by the same thing that drives the old economy, needing you to put in your time, effort, and innovation to make it grow infinitely.

No Debt and No Interest Needed

Banks of the world invent debt-based money and interest is their revenue from money’s creation. Interest is ancient and controversial and immoral. Finally, someone has come up with a revenue model for how civilization can fund itself without debt, interest, and being taxed to death. Debt and interest can finally be banished, and no longer rationalized as necessary evils for a productive economy.

TimeBasedMoney doesn’t allow for fractional reserve banking to multiply and manipulate the money supply. If you don’t have it, you can’t spend it. Nothing’s free, so you should be compensated for your time and cooperation. TimeBasedMoney is in business to multiply prosperity.

TimeBasedMoney doesn’t work for dollars, and neither should you. We don’t deal with dollars because dollars are debt-based, inherently worthless but their value is controlled by the Federal Reserve’s playing around of interest rates. Authority has ensured that debt and interest are so intertwined with human existence that acceptance by default was the only choice. However, TimeBasedMoney does not accept authority without compensation, and we hate debt. TimeBasedMoney doesn’t consent to the dominance of dollars, we consent to out-competing them out of existence, one way or another. We’re in a winner-takes-all war with the dollar. We’re in business to devastate the dollar, unlike every other currency that is in a state of negotiation with dollars. Dollars are doomed dinosaur money that have conquered the planet and impact nearly all aspects of human existence. Debt is the past. Schollars are smart money. Schollars pay for more smart people. Schollars are the asteroid hitting earth with the duty to extract a trinity of value from the endless resource of time. TimeBasedMoney passes at dollars by passing out Schollars to the present earners. Schollars are the long-awaited righteous reward for living productively; the greater economy is incentivized to offer better employment, sustainable goods, efficient services, and more enjoyable experiences. Messing up the planet and shortening human lives is threatening our money supply. Destroying debt is our first business goal, killing the dollar is just a tactic. Dollars are a bump in the road, we’re going beyond the moon.

Money X Time = Schollars

Schollars are the living time-based digital fiat money with the profit-stealing mission to bankrupt debt out of existence. Schollars replace, not work for or serve, the US dollar, the debt-based and reserve currency of the world. Schollars are not alternative coin, Schollars are superseding fiat money.

Schollars are issued directly to its creator in exchange for their productively spent time. Schollars use the power of disinterest to guarantee and grow revenue as long as there are aging and productive humans. Birthing more humans makes things even more profitable for everyone else. There is a scarcity of time to make money.

Schollars are incredible because you are.

They are made from your labor, not debt. Schollars recognize and proudly compensate you for being a bottomless goldmine, as long as you remain alive. Bankers and politicians already know this about us, today’s economy is a house of cards that will collapse without the promise of endless growth. You know in your heart that your “time & cooperation” is the source of value in this world, don’t you? Schollars are an upgraded medium of exchange, and a better store of your value.

How are Schollars living money?

Schollars are “alive” because their value is pegged to the binary existence of their original earner.’s existence. If the Schollar’s creator is alive, Schollars have value and exist. If and when their creator dies then every Schollar that they created is destroyed. The stored value of a dead person’s time is zero. Schollars create value from progress and increased potential, not sunk costs and promises to repay. This self-destructing design of Schollars make them limited, uninheritable, and it makes the original earner’s existence economically crucial. Your 24 hours per day is the most valuable resource in the universe, the economy should be punished when it allows a human being to die. Your body’s purpose is to keep you alive and extending that time is its profit, an economy is just an agreement of bodies, so that should be the economy’s greater purpose too. The purpose of an economy isn’t to make bankers and businesses richer, it’s to pursue profits. TimeBasedMoney’s profit growth is from the progress towards making humans able and wanting to live longer.

But most of the world is fine exchanging dollars and debt isn’t that bad, it’s what everyone is used to… “You can’t do this!”

This is almost unprecedented, but David didn’t go to work for Goliath. To sweeten the pot for the world to finally dump its obsession with dollars and debt, there is a Schollars buyout offer on the table for every single living person. You have a golden parachute waiting for you. Ten Schollars per hour from the day of your birth, it’s the same offer for every living human being.

“He who has the gold makes the rules,” the TimeBasedMoney within you transforms you into Fort Knox.

TimeBasedMoney’s immediate goal is to be humankind’s single fiat money originator, to do so we much create such overwhelming demand for Schollars that it destroys or makes all fiat money and its associated debts irrelevant. We want you to earn fresh cash, by exchanging your living time for education, by default. The capitalist competition then begins after you originate money, empowering you with the ability to decide how and where capitalism serves you. Private Business will be chasing after your Money X Time. Why stop at just at Earth?

Schollars needs mass attention. The books and merch are for sale in dollars to ACCELERATE and bring exposure to the Great Buyout. We’re all in this together.

Beta Schollars: The PROTOTYPE, coming soon, if necessary