Letter to Investors from our TimeBasedMoney’s Chief Rainmaker:

Dear Fellow Client-Owners,

Please allow me to introduce Timebasedmoney and explain why you should invest in my vision And your illimitable future.

TimeBasedMoney is a money changer. But a revolutionary money changer that works for you by issuing money directly to you in exchange for your spent time with our company/community. TimeBasedMoney is humankind’s central bank solution. We cut out all the bankers and the rest of the middlemen because we hijack their profits for our profit. TimeBasedMoney acknowledges and pays you for the fact that all of your time has value, not just the time spent working for an employer, or what the market says your time is worth. TimeBasedMoney is a market maker— we value your time and we will give consideration for your cooperation. Your productive and focused time is absolutely more valuable to us, but any of your time still is worth compensation for your cooperation with TimeBasedMoney. After you give us the honor of spending your time with our company/community, you get paid. But not with money made up and manipulated by the whims of bankers. The winds of change are near, we deserve a better default medium of exchange. TimeBasedMoney pays with common sense lightning bolted money: Schollars.

I am monetizing the internet, and I decided to follow the Golden Rule and share the profits. Primarily, Schollars are money is minted at its creation from spent human time learning with default on-demand virtual eduployment. Schollars are our digital time-based money that combines the convenience of fiat money with the benefits of cryptocurrency. The money isn’t invented by bankers, thoughtlessly printed from machines, mined by robots, or distributed by the Elites. Its value and supply aren’t controlled and manipulated by central bankers or a secret algorithm. Spent human time creates Schollars: Schollars originate from your dedication to learning and cooperation. They are precious too, their binary existence is pegged to yours.

Besides virtual eduployment, I have some other ideas as to how TimeBasedMoney will issue fresh Schollars for your spent time that isn’t only paying you to become more intelligent.

Key Takeaway: TimeBasedMoney’s business model is to be the default buyer of every human being’s time.

To encourage you to make even more money for TimeBasedMoney and to help bring along its worldwide adoption while preempting competition for a time-as-money gold rush, I decided that the profits from Schollars must be shared with its creators. Half of the profits from TimeBasedMoney are reinvested, but the other half is distributed to our shareholders. Dividends from TimeBasedMoney are issued to our client-owners when our company/community is profitable. There is a 2.5% cost per Schollar issued that is dedicated to funding our company/community, we are guaranteed to earn this revenue every time we issue a Schollar. To make earning fresh money with us an even greater incentive, we match and then double our revenue and pay it forward: 5% of additional guaranteed revenue from each Schollar created is dedicated to auto-funding your self-managed investment account for projects with at least a 100-year lifespan. Think research, long-standing infrastructure, space exploration. To thank you for your faith in Schollars as your chosen monopolistic monetary medium of exchange, we still compensate you 100% for your time. We do this all through the power of disinterest, interest’s non-evil twin. I don’t care for compound interest, it’s evil, but I listen to Ben Franklin, “Money makes money. And the money that makes money makes more money.”

You get a Swage, Schollar wage, paid in full at 100% from TimeBasedMoney. TimeBasedMoney generates 2.5% guaranteed revenue, that amount is matched and doubled: 5% goes to futurity’s investment.

After compensating you, TimeBasedMoney isn’t interested in tricking or taxing you to get those Schollars back, that’s infernal. It is in our interest that you spend those hard-earned Schollars elsewhere, hopefully with businesses that help you to live longer and/or happier. We want you to enjoy the fruits of labor, you deserve it. This will incentivize you to come back to work for TimeBasedMoney and exchange more of your productive time earning fresh Schollars. Your past spent time pays you in full for Schollars, funds the present company/community, and auto-invests to ensure a better future for humankind. I don’t want you to feel less than or even whole, I want you to transform into something greater. Schollars are intelligently designed to be WIN + WIN + WIN money.

I am so confident in the supremacy of Schollars over all other currencies that I won’t allow them to work for any other currency. I’m not motivated by money changing. I am motivated by throwing out all the other money changers and in the process: extracting greater value for my shareholders. I don’t strengthen my competitors, although I am using some dollars as temporary tools to evolve money and make debt-as-money obsolete. I am in business to destroy my competition, creatively. TimeBasedMoney increases all shareholder value, not increases the wealth of a select few lucky human beings or the taxman. Since the US dollar is debt-based and is the reserve currency of the world, I decided that the US dollar is my prey. They rigged the game because the government can endlessly print invented money then they are legally required to give their fresh money to bankers who then are allowed to magically make 1 dollar into 10 dollars. Bankers decide who gets that fresh capital while they earn interest revenue from the work of others. I think that it is unjust that they can make something from nothing, then make the rest of us work for it. The only way to beat the dollar is to not even compete with it. The US dollar must die because it is in the way of human progress. TimeBasedMoney turns nothing but your time into a trinity of value: money for yourself, revenue for our company/community, and the investment of our future.

David Didn’t work for Goliath

He prepared, he used a new weapon to take the arrogant giant down, then he took off the philistine’s head with his own sword. I’m unarmored except for my faith in the 1st amendment.

Fiat money has to change if they want to do business with Schollars. This is a short-term strategic decision. The US dollar is a speedbump in the way of progress, not a toll for TimeBasedMoney to pay. It’s not arrogance, it is the steadfast belief in the principles of fairness and equal access to earn fresh capital for all. Besides, I’m super-competitive. I’m not in business to only defeat debt-based fiat money but also to wipe the world of its debt and wipe the slate clean. Debt is harmful and immoral. TimeBasedMoney makes debt unnecessary. Debt’s extinction is not my mission, it’s another one of my short-term goals. I have faith in my long-term vision. But I need your investment to make any of this happen. If Schollars worked for dollars, there would be changes and we’d see some improvements, but that’s not good enough. There’s too much at stake to settle for half-measures. We need to make a world of difference. I want to make this planet shake with excitement to be a living human being. We’ve been shook down and uncompensated for our cooperation for too long. I am trying to pop off this flat champagne bottle of life and TimeBasedMoney is the once-in-time opportunity to start humankind new.

More details are in my book(s). I hope to pay you to read them soon.

Interested in investing?

If you are alive then you already are an investor in TimeBasedMoney. We’ve already monetized and profitized your past, there’s a buyout waiting for you—but your neighbor needs to accept it too. We follow the Golden Rule.

The best way to invest in TimeBasedMoney is to promote our existence. TimeBasedMoney and Schollars need to reach a tipping point of attention. Read my book(s), please. Contact your political representatives and demand Schollars replace their debt-based fiat money, and demand the freedom of access to default on-demand virtual employment through lifelong learning. Remember, the government isn’t your boss. Government works for you, you are their client-owner.

A company for all or none

I already have your Schollars waiting to pay you, I need your help so that I can pay everyone else too. Forget the past, we’re going to make an everlasting life of moneymaking.

Since I already gave up ownership of TimeBasedMoney to its clients, and I am just waiting for you to demand payment, then what is my real ask here? I am selling r(e)volution. I need other people that will help me build a new world.

I am looking for pioneers.

I am looking for rebels.

I am looking for change agents.

I am looking for anyone else that is fed up with the status quo.

Being pissed or wanting more money works too.

I am looking for anyone who will join me in humankind’s endless fight against impossibility. Our future is illimitable because our quest can never be fulfilled.

We’re alive! That’s a miracle. Let’s live a little while we live for as long as possible.

Peace and Prosperity on Earth, then Spaceward Ho!

Sincerely,

Jeffrey James, M.B.A.

If it ain’t a fact, it’s negotiable. We’re putting our money on 13 megatrends and 2 immutable facts continuing:

TimeBasedMoney is the new input to further fuel the transformative megatrends that are taking place. These significant and powerful forces are changing the balance of power between individuals, businesses, government, and society. I’ve read the tea leaves, the world is stirring for something to happen... All we need is time.

13 megatrends we are betting on:

AGING POPULATIONS

Major nations are entering the Super Age, these debt-based economies with aging populations are bracing for pain. Society must shift away from relying on young people to pay for older people, and need their elderly population to contribute to the economy.

DECARBONIZATION

Decarbonization has so many investment opportunities; unsustainable industries will be adversely affected but now is their time to adapt. Organizations will continue going towards net-zero. The ambition is there, but need more motivation and innovation to make it happen sooner.

BLOCKCHAIN

Digital currency that is not debt-based money will continue to explode but intertwine with politicians. Blockchain technology will further expedite and secure transactions. Cryptocurrency is proof that money doesn’t need to be debt-based or created by bankers.

CLIMATE CRISIS

The climate crisis presents an opportunity to create millions of good-paying, middle-class, union jobs. Citizens will continue to demand that our planet be better-taken care of. It is not too late to save it, but time is running out.

SPACE PIONEERING

There is a growing commercial space industry, it is compelling to top talent, astronauts are employees that work off-earth, and it is humanity’s most important long-term goal.

WORKER EMPOWERMENT

Workers are demanding more flexibility, remote work, more pay, better treatment from employers, and more work-life balance. Work must be re-thought, not just reshuffled.

POLITICAL UNREST

No better way to say this: we the people are pissed off and want significant changes to the political system. Authority is growing more unpopular. People are becoming exasperated with this reality, only heightened by the freedoms found within virtual realities, gaming, and web3.

EDUCATION AND STUDENT DEBT

Education has megatrends related to funding, employment, and virtual classrooms. America’s looming student debt crisis is only compounding more interest.

DIGITAL DISRUPTIONS

Any day now, something new can come along and change the way we live. More jobs will be displaced because of automation. AI and robots will do more tasks and jobs of humans because their costs are going down and it will become more economical to replace human wages. These replaced humans will have more available time. The most significant disruptors are those that free human time.

DE&I AND FIGHTING INEQUALITY

The common sense behind the diversity, equity, and inclusion movement is infectious and will be significant to every individual. It is not enough to be equal with each other, but there will be a growing demand for equity in the organizations that represent us. The citizens of the world want to participate and not be dictated to.

INTERNET OF THINGS

The internet is improving appliances and home security, there will be innovations that find new methods of improving how bodies run and are secured. The Internet is increasingly becoming an essential part of our existence, it is improving our environment and will be a greater too tool to improve ourselves, and the Internet of Humans will further emerge.

HEALTHCARE

The aging population will further strain, but also further emphasize the importance of healthcare. Hospitals will be pressured, but more emphasis needs to be placed on the prevention and avoidance of medical treatment. Money will continue to play a role in staffing and patient affordability. Taking better care of humans through improving technology will continue to be critical. Even more so as the value of being a human being rises, even if that value is rising only due to inflation.

HOPE

Despite how bad things look now, humankind will continue to fight to solve problems and innovate. World peace is a goal worth working towards. Humankind isn’t doomed because we won’t give up.

2 FACTS

Aging is compulsory

Each of us is getting older with every tick of the clock. I bet big on sure things. The individual is aging, and probably wants to live longer and better? That core principle is the basis of my company. TimeBasedMoney monetizes and shared-profitizes aging.